Hope Is Not a Business Interruption Plan

Owning a restaurant is tough. You’re managing food costs, online reviews, and that one table that always wants to customize everything.

 

If disaster strikes, getting back open isn’t as simple as flipping a switch, or turning the “Open” sign back on and letting Yelp do the rest.

 

Most restaurant insurance policies only provide 12 months of business interruption coverage. In today’s world, 12 months often isn’t enough to rebuild, restaff, and fully reopen after a major loss.

 

At Preferred Insurance, restaurant clients we insure can get 24 months of business interruption coverage at actual loss sustained. This means you’re covered for the actual income you lose for up to two full years, giving you the time and financial support you need to come back stronger.

 

The goal isn’t just reopening the doors. It’s reopening right—with your team, your standards, and your reputation intact.

 

Protect your dream, your team, and your future. Don’t settle for less than the coverage you actually need. If you’re unsure what your current policy provides, let’s talk. It could make all the difference when you need it most.