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Let’s Make Sure You Are Covered for Outdoor Dining Season

As the weather warms up, outdoor dining is a great way to attract more guests and boost business. It also brings a few unique risks worth planning for.

 

Here are a few quick tips to help your outdoor service run smoothly and safely:

Review Your Insurance Coverage

  • Expanding outdoor operations can affect your insurance coverage, especially if you’re adding equipment or increasing seating areas

Secure Your Space

  • Get approval from local authorities if required
  • Position dining areas away from traffic
  • Use barriers or planters for protection
  • Ensure furniture is stable and walkways are clear to reduce trip-and-fall hazards

Be Ready for Weather Changes

  • Have a plan for sudden weather shifts
  • Properly anchor tents
  • Close umbrellas during high winds
  • Make sure your team knows how to respond quickly

Put Fire Safety First

  • Keep outdoor heaters, grills, and candles away from flammable materials
  • Follow manufacturer safety guidelines

Maintain Cleanliness

  • Regularly sanitize surfaces
  • Keep trash sealed
  • Remove garbage frequently

If you’d like to review your policy or talk through your outdoor setup, we’re happy to help.