Harders & Bradford Insurance Agency

Harders & Bradford Insurance Agency is an independent insurance agency proudly serving the DMV area—Maryland, Virginia, and Washington DC.  With decades of industry experience, we specialize in protecting what matters most to business owners like you.

As an independent agency, we work with multiple top-rated insurance carriers to find the right coverage at the right price for your restaurant. We're not tied to any single company, which means we shop the market on your behalf to ensure you get comprehensive protection tailored to the unique risks of the restaurant industry.

Why Restaurant Owners Choose Us:

Our commercial lines expertise covers the full spectrum of restaurant insurance needs—from general liability and property coverage to workers' compensation, liquor liability, and employment practices liability. We understand the challenges you face: slip-and-fall claims, food safety concerns, employee turnover, equipment breakdown, and the complex regulations governing food service establishments.

Local Knowledge, Personal Service:

Based in Silver Spring, MD, we understand the local market and regulatory environment throughout the DMV. Our team takes time to understand your operation—whether you're running a fine dining establishment, casual eatery, food truck, or catering business—and we design insurance programs that protect your investment without breaking your budget.

We're more than just policy providers. We're risk management partners committed to helping your restaurant thrive. When claims happen, we're there to guide you through the process and advocate on your behalf.

Let's Connect:

We'd welcome the opportunity to review your current coverage and show you how we can potentially save you money while improving your protection. Contact us today for a no-obligation consultation.